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FATFThe 40 FATF Recommendations
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DetectX® By Industry
Financial crime compliance for banks, insurers, other financial services and businesses outside them.
Each sector starts with the solutions its duties call for and adds the rest later, on one platform.
Four sectors, one platform
Choose your sector to see the duties it carries and where most firms start.
Banking
Screen every client and every payment, monitor accounts for money laundering, and stop card and payment fraud before it lands.
Who this covers
- Private bank
- Retail bank
- Cantonal or savings bank
- Corporate and transaction bank
- Correspondent bank
Your duties
- Know every client and its owners
- Screen payments before release
- Monitor accounts for suspicion
- Report suspicion to the FIU
- Stop card and payment fraud
- Keep a record of every decision
Where most firms start
- Name ScreeningClients and owners checked against sanctions and PEP lists.
- Transaction FilteringEvery payment checked against sanctions lists before release.
- Transaction MonitoringSuspicious patterns found across accounts, with the rule shown.
- Real-time Transaction MonitoringEvery transaction scored for fraud before the money moves.
Insurance
Screen everyone a policy covers or pays, check brokers and intermediaries, and keep a current risk class for every client.
Who this covers
- Life insurer
- Non-life insurer
- Reinsurer
- Insurance broker
Your duties
- Know who stands behind each policy
- Screen everyone a policy pays
- Check brokers and intermediaries
- Keep every risk class current
- Report suspicion to the FIU
- Keep a record of every decision
Where most firms start
- Name ScreeningClients and owners checked against sanctions and PEP lists.
- Adverse Media SearchNews about clients and partners found and added to the alert.
- Client Risk ScoringA risk class for every client, updated as its factors change.
- Third Party Due DiligenceSuppliers and partners checked, with the people behind them.
Other financial services
Screen instant payments within the scheme’s time limit, monitor every account and wallet, and score each client by its risk.
Who this covers
- Payment institution
- E-money institution
- Card issuer or processor
- Asset manager
- Wealth manager
- External asset manager
- Fintech or digital lender
- Crypto exchange or custodian
- Fund administrator
Your duties
- Know every client and its owners
- Screen instant payments in time
- Monitor accounts and wallets
- Score every client by its risk
- Report suspicion to the FIU
- Keep a record of every decision
Where most firms start
- Instant PaymentInstant payments screened within the time the scheme allows.
- Transaction MonitoringSuspicious patterns found across accounts, with the rule shown.
- Real-time Transaction MonitoringEvery transaction scored for fraud before the money moves.
- Client Risk ScoringA risk class for every client, updated as its factors change.
Beyond financial services
Check suppliers, partners and the people who own and run them, before you sign and again for as long as the contract runs.
Who this covers
- Commodity trader
- Manufacturer
- Real estate agent or developer
- Art or precious metals dealer
- Lawyer or notary
- Accountant or auditor
- Trust and company service provider
- Energy, logistics or telecoms company
- Public sector body
Your duties
- Know your suppliers and partners
- Know who owns and runs each one
- Screen them against sanctions lists
- Watch the news about each one
- Check again while the contract runs
- Keep a record of every decision
Where most firms start
- Third Party Due DiligenceSuppliers and partners checked, with the people behind them.
- Name ScreeningClients and owners checked against sanctions and PEP lists.
- Adverse Media SearchNews about clients and partners found and added to the alert.
- Client Risk ScoringA risk class for every client, updated as its factors change.
The rules you answer to
Each sector answers to its own regulators, and each jurisdiction to its own rules. Pick your sector and where you operate to see the main rulebooks that apply.
European Union
AMLAAML Regulation, from July 2027
One EU rulebook for all due diligence
European Union
EUEU sanctions regulations
No funds to sanctioned persons or firms
Germany
BaFinMoney Laundering Act (GwG)
Due diligence, monitoring, SAR filing
Luxembourg
CSSFAML/CFT Law of 12 Nov 2004
Due diligence, monitoring, FIU reports
A short list of the main rules, not a complete one, and not legal advice. Your duties depend on your licence and where you operate.
One platform
Whatever your sector, one place to work.
A name match, a held payment and a fraud score land in the same alert queue, on the same lists and the same audit trail, whichever sector you are in.
Every solution, every sector
All thirteen solutions run on the same platform in every sector. Pick a sector to see where most firms in it start.
Solution
KYC & Enhanced Due Diligence
Name ScreeningWhere most firms startBanking: Where most firms startInsurance: Where most firms startOther financial services: Available on the same platformBeyond financial services: Where most firms startAdverse Media SearchWhere most firms startBanking: Available on the same platformInsurance: Where most firms startOther financial services: Available on the same platformBeyond financial services: Where most firms startAsset ScreeningWhere most firms startBanking: Available on the same platformInsurance: Available on the same platformOther financial services: Available on the same platformBeyond financial services: Available on the same platformThird Party Due DiligenceWhere most firms startBanking: Available on the same platformInsurance: Where most firms startOther financial services: Available on the same platformBeyond financial services: Where most firms startAnti-Money Laundering
Transaction FilteringWhere most firms startBanking: Where most firms startInsurance: Available on the same platformOther financial services: Available on the same platformBeyond financial services: Available on the same platformInstant PaymentWhere most firms startBanking: Available on the same platformInsurance: Available on the same platformOther financial services: Where most firms startBeyond financial services: Available on the same platformTransaction MonitoringWhere most firms startBanking: Where most firms startInsurance: Available on the same platformOther financial services: Where most firms startBeyond financial services: Available on the same platformClient Risk ScoringWhere most firms startBanking: Available on the same platformInsurance: Where most firms startOther financial services: Where most firms startBeyond financial services: Where most firms startFraud Detection
Real-time Transaction MonitoringWhere most firms startBanking: Where most firms startInsurance: Available on the same platformOther financial services: Where most firms startBeyond financial services: Available on the same platformDigital IdentityWhere most firms startBanking: Available on the same platformInsurance: Available on the same platformOther financial services: Available on the same platformBeyond financial services: Available on the same platformBehavioural AnalysisWhere most firms startBanking: Available on the same platformInsurance: Available on the same platformOther financial services: Available on the same platformBeyond financial services: Available on the same platformBusiness Intelligence
WorkflowsWhere most firms startBanking: Available on the same platformInsurance: Available on the same platformOther financial services: Available on the same platformBeyond financial services: Available on the same platformRegulatory ReportingWhere most firms startBanking: Available on the same platformInsurance: Available on the same platformOther financial services: Available on the same platformBeyond financial services: Available on the same platformBank = Banking · Ins. = Insurance · Other FS = Other financial services · Beyond = Beyond financial services
Banks, insurers, payment and e-money institutions, asset managers, crypto-asset service providers and businesses outside financial services.
No. Every sector uses the same platform and the same solutions, set up for the duties that sector carries.
Yes. Most firms start with one or two solutions and add more later, on the same lists, alerts and audit trail.
Yes. They mostly use Third Party Due Diligence and Name Screening to check suppliers, partners and the owners behind them.
DetectX® runs at firms in Switzerland, Liechtenstein, Germany and beyond. Your team sets the rules and lists for your regulator, and we can show you how.
As a dedicated private SaaS environment hosted by Prospero, as a managed application in your own environment, or fully on-premises.
See DetectX® for your sector
A working session on your own data and your own questions.